Lending — Loan Against Securities

Keep your portfolio.
Access the capital.

A Loan Against Securities (LAS) allows you to unlock the value of your investments without selling them, providing quick access to funds while your portfolio continues to remain invested. By pledging eligible securities such as shares, mutual funds, and bonds, you can benefit from competitive interest rates and flexible borrowing. At Jupiter Investments, we help you assess your borrowing eligibility, compare lending options from leading financial institutions, and provide end-to-end support—from lender selection and pledge creation to documentation, approval, and disbursal—ensuring a smooth and hassle-free experience.s

ELIGIBLE SECURITIESShares, MFs, Bonds, ETFs
LOAN TYPEOverdraft / Term loan
INTERESTCharged only on amount used
HOLDINGSRemain in your account
Eligible securities
EQUITIES

Listed shares

Pledge approved listed shares from your investment account as collateral against the loan limit.

MUTUAL FUNDS

Mutual fund units

Equity and debt mutual fund units can be pledged — no need to redeem and lose your position.

BONDS & ETFs

Bonds and ETFs

Approved bond holdings and Exchange Traded Funds can also form part of your collateral basket.

How it works
Valuation
Eligible securities are assessed to determine the applicable loan-to-value (LTV) limit.
Overdraft Account
Withdraw and repay funds as needed, interest is only charged on the amount you use, not the total limit.
What to keep in mind
MARGIN CALL

Margin top-up

If the market value of your pledged securities falls significantly, the lender may require you to pledge additional securities or partially repay the loan.

LTV

Loan-to-value varies

Typically, Debt and Bond Funds offer a higher Loan-to-Value (LTV) compared to Equity Funds, reflecting their relatively lower volatility.

DIVIDENDS

Corporate benefits continue

Dividends, bonuses and rights issues on pledged shares continue to accrue to you as the owner throughout the loan period.

Ready when you are

Talk it through
with the desk.

Tell us what you hold and what you need the capital for — we will work out the limit and the right structure.

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